Buying a House Consider Your Lifestyle Needs

Buying a House: Consider Your Lifestyle Needs

While money is an important consideration, many other factors could play a role in your timing. Is there an imminent need for extra room, a new baby on the way, an elderly relative who can’t live alone? Does the change include changing schools for your children? Will you pay capital gains tax if you were to sell a house in which you have lived for less than two years, and if so, is it worth waiting to escape the bite?

You may enjoy cooking with gourmet ingredients, taking a monthly weekend getaway, sponsoring the performing arts, or working with a personal trainer. None of these practices are budget killers, but you would have to do without them if you purchased a home based on a 43% debt-to-income ratio of your own.

Give yourself a little economic elbowroom before you practice making mortgage payments by subtracting the expense of your most costly hobby or operation from the payment you estimated. You can have to cut down on your fun and games if the balance is not adequate to buy the home of your dreams, or start dreaming of a less expensive house as your dream home. A good REALTOR® can aide you make the right offer for the property you’re interested in buying. For free valuation, contact us at 401-396-2888. We’re always glad to help!

Need an accurate home evaluation?


Kamil Sarji - Real Estate Agent


Kamil Sarji

Real Estate Agent

Licensed in Rhode Island, Massachusetts, and Connecticut

Phone: (401) 396-2888



If You're Selling: I know how to present and showcase your house effectively, promote and market it so that it attracts qualified buyers and get SOLD for the highest price possible.

If You're Buying: We start with really learning about your needs and what you're looking to achieve in your new home. Knowing this will help me find and show you the best homes that meet your criteria.

Compare Listings

Title Price Status Type Area Purpose Bedrooms Bathrooms

Log in with your credentials


Forgot your details?


Create Account